Are you an investor who wants to invest in a commercial property locally? Before thinking to acquire a commercial property, it advisable to carry out enough market research to be aware of the existing trends. Importantly, the underlying factor that should guide you towards any commercial investment should be it potential to have higher yields…
The trend in 2018 seems to be mixed for the commercial property market. Even though growth takes place at a slow pace, property values will be higher at the end of the year.  Many analysts didn’t anticipate the average price rise would be stronger the way it was in 2017. As auction clearance rate dropped,…
 If you have done your background check, and prefer building a new home in Australia instead of buying an already built home, then, a construction loan is for you. Interestingly, the good thing with a construction loan is that apart from securing for building purpose, you can also secure it for making key renovations to…
Interest Only  A borrower can negotiate with lenders interest only repayments. Lenders can only allow this situation if the business has large cash-flow deposits that are capable of making large interest only repayments before its period expires.  The common interest only commercial term loan is 1-2 year term.  Select commercial loan lenders prefer a 5-year…
Earning money involves a lot of hard work, and no one wants to lose it casually, so people want to save every bit. So, you cannot afford to go solo when you need to slice some few bucks off a significant real estate deal. Just ask yourself whether it would be worth it to spend…
Commercial Specialists INCOME FROM DAY ONE It's all about the cash flow. An example. Purchase price $1m. Govt costs (including stamp duty) and misc $50,000 Total cost $1,050,000 Option 1 Deposit of 20% say $200,000 plus $50,000 for costs. Total outlay $250,000 80% Commercial loan is $800,000. Assumption is deposit is borrowed on a residential…